Airport lounge access credit cards- Introduction
In India, there are particular credit cards known as “airport lounge access credit cards” that provide free admission to airport lounges. With the help of these cards, cardholders may take advantage of the convenience and comfort of airport lounges, which often offer facilities like Wi-Fi, food and drink, and cozy seats.
Credit cards that grant cardholders access to airport lounges are known as credit cards with airport lounge access. In airports, lounges are cozy, private spaces where guests can unwind, take advantage of facilities, and get free refreshments, drinks, Wi-Fi, and other services.
This advantage is usually offered as a perk with credit cards that have access to airport lounges in order to draw in frequent travelers. While the extent of access may range between credit cards, it frequently includes access to lounges connected to particular airline alliances or stand-alone lounge networks.
Airport lounge access credit cards come with the following important features and considerations:
1. **Partnered Spaces:** Access to lounges connected to particular airlines or airline alliances is provided by certain credit cards. For instance, a card might grant entry to lounges connected to SkyTeam, Oneworld, or Star Alliance.
2. **Independent Lounge Networks:** Depending on the credit card, users may be able to access independent lounge networks, which let them use lounges no matter whose airline they are traveling with.
3. **Invited Guests:** Certain credit cards could let owners to admit guests to the lounge for free or at a reduced price. The maximum number of visitors permitted and any related costs may change.
4. **restrictions and Limitations:** Different credit cards may have different terms and restrictions for lounge admission, such as the maximum number of visits permitted annually or the requirement for a same-day ticket on the relevant airline.
5. **Annual Fees:** Annual fees are sometimes attached to credit cards that grant access to airport lounges. If you want to know if the card is a suitable fit for your travel patterns, you must compare the annual fee’s cost with the card’s features, which include lounge access.
6. **TSA PreCheck/Global Entry:** Certain high-end credit cards that come with access to airport lounges also come with extra features like TSA PreCheck or Global Entry application fee credits, which can help travelers get through security and customs more quickly.
It’s crucial to thoroughly read the terms and conditions, including any fees, limitations, and the specific lounges covered, before applying for a credit card that offers access to airport lounges. In addition, think about how well the credit card’s other features—like its travel insurance or rewards programs—fit your needs and tastes.
There are a number of options available in India that might suit varying demands and interests if you’re searching for credit cards that give access to airport lounges. The top credit cards that offer this perk are outlined below:
Most popular airport lounge access cards
- HSBC Platinum VISA Credit Card: Provides three free passes to domestic and international airport lounges, with no annual or joining fees1.
With an annual joining and fee of Rs 3000+Taxes¹, the Axis Bank Vistara Signature Credit Card offers eight complimentary domestic lounge entries per year.
With an annual membership cost of Rs. 1499+Taxes¹, the HDFC Bank Tata Neu Infinity Credit Card offers access to 8 domestic and 4 foreign airport lounges annually. - American Express Platinum Reserve Credit Card: Has an annual cost of Rs. 10000 + GST¹ and a joining fee of Rs. 5000 + GST. Enables up to 12 complimentary visits to domestic lounges annually, but only up to 3 visits per quarter.
- SBI ELITE Credit Card: For a joining and yearly fee of Rs. 4999+Taxes¹, you can visit eight complimentary domestic lounges and six overseas lounges per year.
It’s crucial to take into account both the annual and application costs when selecting a credit card, in addition to any extra features like dining discounts, travel insurance, and fuel surcharge waivers. Make sure the card you choose offers the best value for you and fits up with your travel habits.
You can go to the specified sources¹²³ for more specific details and a long list of credit cards that grant entry to airport lounges.
Airport lounge access card- More Info
(1) India’s 2024 Top Credit Cards with Airport Lounge Access. airport lounge access credit cards: https://www.paisabazaar.com/credit-card/top-10-credit-cards..
(2) Forbes’ 2024 list of the Best Credit Cards for Airport Lounge Access. Airport lounge access credit cards are available at https://www.forbes.com/advisor/in/credit-card/..
(3) Best credit cards with access to airport lounges – The Times of Economics. The best credit cards with airport lounge access can be found at https://economictimes.indiatimes.com/wealth/spend/articleshow/105225510.cms..
(4) The Top 16 Credit Cards in India for Airport Lounge Access in 2023 – Navipedia. [https://navi.com/blog/lounge-access-credit-card/].
Airport lounge access credit cards -Benefits of Various credit cards
There are a number of options available in India that might suit varying demands and interests if you’re searching for credit cards that give access to airport lounges. The top credit cards that offer this perk are outlined below:
- HSBC Platinum VISA Credit Card: Provides three free passes to domestic and international airport lounges
- Axis Bank Vistara Signature Credit Card offers eight complimentary domestic lounge entries per year.
- HDFC Bank Tata Neu Infinity Credit Card offers access to 8 domestic and 4 foreign airport lounges annually.
- American Express Platinum Reserve Credit Card: Enables up to 12 complimentary visits to domestic lounges annually, but only up to 3 visits per quarter.
- SBI ELITE Credit Card: You can visit eight complimentary domestic lounges and six overseas lounges per year.
It’s crucial to take into account both the annual and application costs when selecting a credit card, in addition to any extra features like dining discounts, travel insurance, and fuel surcharge waivers. Make sure the card you choose offers the best value for you and fits up with your travel habits.
You can go to the specified sources¹²³ for more specific details and a long list of credit cards that grant entry to airport lounges.
Airport lounge access credit cards-Credit score required
A credit score is a figure derived from a person’s credit history that indicates their creditworthiness. Higher scores indicate better credit health and a lesser risk for lenders. It usually runs from 300 to 900. The CIBIL score is the most widely used credit score in India, and a good score is defined as 750 or higher.
You can take the following actions to find out your credit score in India:
- Select a credit bureau (Highmark, Equifax, Experian, or CIDIL).
- Go to their official website.
- Look for the ‘check your credit score’ or a comparable option.
- Complete the necessary fields, which can ask for your PAN card number and other private data.
- Finish any verification procedures that are required.
- View your score and credit report.
It’s crucial to remember that monitoring your credit score has no bearing on it, and credit bureaus like CIBILTM frequently provide free reports once a year.
Source: 16/1/2024 conversation with Bing
(1) HDFC Bank: What is a Credit Score? – Definition and Calculation. What is a credit score? is available at https://www.hdfcbank.com/personal/resources/learning-center/pay.
Credit Score Ranges: Interpretation and Significance of Credit Score Paisabazaar.com. The meaning and impact of the credit score range can be found at https://www.paisabazaar.com/credit-report/..
(3) CIBIL Offers a Free CIBIL Score and Report. cibil.com/freecibilscore is the URL.
(4) Visit Intuit Credit Karma to obtain your free credit reports. credit-scores at https://www.creditkarma.com.
NerdWallet’s Guide to Credit Scores and Score Ranges, number five. The article on credit score ranges and how to improve can be found at https://www.nerdwallet.com/article/finance.
(6) Axis Bank: Check your CIBIL score for free and get your complete report. Check your credit score at https://www.axisbank.com/..
(7) A step-by-step guide on utilizing a PAN card to check your credit score. The article “How to Check Credit Score Using Pan Card Step-by-Step Guide” can be found at https://timesofindia.indiatimes.com/business/india-business/articleshow/105904602.cms.
(8) CIBIL Score – BankBazaar: Learn How to Check Your CIBIL Score Online. the Cibil credit score on https://www.bankbazaar.com/cibil.html.
The airport lounges that are accessible with airport lounge access credit cards in India can differ according on the network and the card issuer (e.g., American Express, Visa, MasterCard). These cards usually grant access to a variety of lounges located at India’s airports, as well as occasionally to lounges abroad.
For instance, the Priority Pass ProgramTM allows holders of the SBI ELITE Credit Card to get entry to over 1000 airport lounges globally. A limited number of local and international lounges may also be accessible with other cards, such as the Axis Bank SELECT Credit Card and the HDFC Diners Club Privilege Credit Card.
For information on which lounges are included, it’s crucial to review the terms and conditions of your particular credit card. Usually, you may get this information by contacting customer care or visiting the bank’s website. Furthermore, certain credit cards could offer a list of lounges that are open via the related lounge access services they offer, such LoungeKey or Priority Pass.
You can consult the above sources for a more complete list of lounges and the credit cards that grant entry to them.
